Monthly Dividends & Long-Term Capital Growth
Earn Potential Income Today. Participate in Tomorrow's Land Growth.
A collective land investment approach combining productive rural activities, potential monthly income distributions and long-term land value appreciation.
Understanding the Vertical Village Investment Model
A collective land investment approach in the Western Sydney growth region.
Vertical Village is a collective land investment project intended to provide participants with an opportunity to acquire interests in a strategically located rural property within the Western Sydney growth region. Rather than requiring each participant to purchase a large parcel of land independently, the project allows members to participate through a structured collective investment arrangement.
The proposed investment packages are described by equivalent land areas of 300 sqm, 450 sqm and 600 sqm.
| Share package | Purchase amount |
|---|---|
| 300 sqm equivalent | $190,000 |
| 450 sqm equivalent | $260,000 |
| 600 sqm equivalent | $340,000 |
These package descriptions represent interests under the project's applicable legal arrangements. They do not presently constitute ownership of individually registered residential lots. The project's long-term vision includes pursuing the possibility of converting the underlying land into individual residential lots, subject to the relevant rezoning, development, subdivision and title-registration approvals.
While pursuing that objective, Vertical Village intends to utilise the property for lawful income-generating activities that may provide financial benefits to eligible members. This creates two potential sources of investment return:
Operating income distributions
Periodic payments funded from available project income after applicable expenses, obligations and reserves.
Long-term capital appreciation
Potential increases in the market value of the underlying investment, which may be realised through an eventual exit or another legally permitted transaction.
These two components are separate and should be assessed independently.
Why We Propose Monthly Dividends
A more productive approach to land investment.
Many traditional land investments do not generate meaningful income during the holding period. Investors may need to wait several years before realising any capital appreciation through a sale or development outcome. Vertical Village intends to take a more productive approach.
The property includes rural land and accommodation assets that may be utilised to generate operating revenue while the project progresses towards its longer-term objectives. Potential income sources include livestock farming, short-term accommodation and future event facilities.
Where these activities generate sufficient distributable income, the project intends to allocate a portion of the available surplus towards eligible members who have completed their share payments.
The proposed monthly dividend is intended as a modest participation in the project's operating performance, rather than a guaranteed interest payment. Although the distribution targets are approximately equivalent to 0.1% of the relevant share purchase amount per month, the amounts are variable and are not calculated as a fixed contractual interest rate.
The project's priority is to maintain financial sustainability while providing members with the opportunity to participate in available income.
How Vertical Village Intends to Generate Revenue
A diversified operating model rather than relying on one source of income.
The principal income opportunities are livestock operations, accommodation and future event facilities.
A. Livestock Farming and Agricultural Activities
The property may be used for suitable agricultural activities, including the breeding, raising and sale of livestock. Potential livestock operations include cattle, sheep, goats and other permissible agricultural activities. Revenue may be generated through livestock sales, breeding programmes and other lawful agricultural operations.
The advantage of this approach is that suitable areas of the property may remain economically productive during the investment holding period. However, livestock income depends on several factors, including herd size, breeding performance, market prices, feed costs, veterinary expenses, labour and seasonal conditions.
For illustration, if agricultural operations eventually produce gross monthly-equivalent sales revenue of $15,000–$30,000, that revenue could contribute to the project's financial performance. This is a hypothetical planning scenario, not a confirmed livestock sales forecast. Actual distributable profit would depend on verified revenue, expenses and working-capital requirements.
B. Short-Term Accommodation — 16 Rooms
Accommodation is another potential source of recurring operating income. The project envisages using up to 16 rooms for short-term accommodation, subject to their availability, lawful use and any required approvals. For illustration, assume each room generates an average nightly rate of $100.
With 16 rooms and a 30-day month, maximum theoretical gross revenue at full occupancy would be: 16 rooms × $100 × 30 nights = $48,000 per month. Actual revenue would depend on occupancy, pricing, seasonality and operating conditions.
| Average occupancy | Estimated gross monthly revenue |
|---|---|
| 40% | $19,200 |
| 50% | $24,000 |
| 60% | $28,800 |
| 70% | $33,600 |
| 80% | $38,400 |
| 100% | $48,000 |
These figures are illustrative gross revenue scenarios and should not be confused with operating profit. Accommodation expenses may include cleaning, utilities, insurance, maintenance, booking commissions, property management, marketing, repairs and other operating costs.
Practical example
At 60% average occupancy, the accommodation operation could generate approximately $28,800 in gross monthly revenue. If operating costs represent 40% of gross revenue, the illustrative operating surplus would be:
- Gross monthly revenue: $28,800
- Illustrative operating expenses: $11,520
- Illustrative operating surplus: $17,280
This amount would remain subject to additional project-level expenses, taxes, reserves and other financial commitments before any member distributions could be declared. Nevertheless, the example demonstrates how accommodation operations could potentially make a meaningful contribution towards the project's early dividend requirements.
C. Wedding and Events Venue — Future Opportunity
Vertical Village also envisages developing an events venue for weddings, family celebrations, corporate gatherings, community functions and similar activities. If successfully developed and approved, the venue could provide an additional source of operating revenue.
For example, six events per month at an average venue-hire fee of $5,000 would produce potential gross monthly revenue of $30,000 before expenses. This is a hypothetical scenario only.
The venue is a future development opportunity and must not be presented as an existing, operational or guaranteed source of income. Any development and operation would require the necessary planning, building, safety and other regulatory approvals.
D. Multiple Income Sources, One Financial Objective
The purpose of combining livestock, accommodation and potential event operations is to diversify the project's income opportunities. Each activity may perform differently depending on market conditions and operating requirements. By developing several income streams, Vertical Village aims to reduce reliance on any single activity and create opportunities for more consistent operating cash flow.
However, diversification does not eliminate business or investment risk. The actual amount available for member distributions will depend on the combined financial performance of these activities after meeting all relevant obligations.
Our Proposed Monthly Dividend Structure
Variable monthly distributions for fully paid members.
Vertical Village proposes a variable monthly distribution programme for members who have completed payment for their respective share packages. The proposed ranges are:
| Share package | Indicative monthly distribution | Illustrative annual amount |
|---|---|---|
| 300 sqm equivalent | $150–$200 | $1,800–$2,400 |
| 450 sqm equivalent | $200–$250 | $2,400–$3,000 |
| 600 sqm equivalent | $300–$400 | $3,600–$4,800 |
These distributions are intended to represent a modest share of available operating income. The actual amount distributed may vary from month to month according to available distributable income, operating costs, financial commitments, reserves and the governing trust arrangements. The project may pay less than the indicated ranges, defer a payment or make no distribution where sufficient distributable funds are unavailable.
Who qualifies?
The proposed programme is intended for members who have completed their full share payments and satisfied the applicable membership and documentation requirements. Members continuing to pay through instalments would ordinarily become eligible only after completing their full payments, subject to the approved distribution policy.
Dividend Calculator
Select a share package to see indicative monthly, annual and five-year distribution ranges.
Monthly Dividend Calculator
Select a share package to see indicative distribution ranges.
Indicative monthly distribution
$150–$200
per month
Illustrative annual amount
$1,800–$2,400
per year
5-year cumulative (if eligible throughout)
$9,000–$12,000
over 60 months
This calculation assumes the member is fully paid and eligible throughout the selected period. Actual payments are variable, not guaranteed, and depend on available distributable income, operating costs and the project's governing arrangements. The ranges are broadly equivalent to approximately 0.1% of the package price per month — they are not a fixed interest rate.
Why the Project Does Not Need to Pay Every Member Immediately
Members complete payments progressively between 2027 and 2030.
One of the most important aspects of the Vertical Village financial model is that members are not expected to complete their share payments at the same time. The project anticipates that members will complete their payments progressively between 2027 and 2030. This means the number of members eligible for monthly distributions will increase gradually.
| Completion year | Additional members | Cumulative fully paid |
|---|---|---|
| 2027 | 30% — 36 members | 36 |
| 2028 | 30% — 36 members | 72 |
| 2029 | 20% — 24 members | 96 |
| 2030 | 20% — 24 members | 120 |
These are management planning assumptions, not confirmed payment outcomes. Some members may complete payments earlier or later than anticipated. Importantly, the distribution programme would be linked to actual payment completion and eligibility, rather than automatically commencing for all members on a common date. This allows the project to plan for a gradual increase in its potential distribution obligations.
Progressive Eligibility & Distribution Growth
How monthly obligations grow as members complete payments between 2027 and 2030.
Progressive Eligibility & Distribution Growth
Projected year-end monthly run rates — not confirmed annual payments.
| Year-end | Fully paid | Lower target | Upper target |
|---|---|---|---|
| 2027 | 36 | $7,200 | $9,450 |
| 2028 | 72 | $14,400 | $18,900 |
| 2029 | 96 | $19,200 | $25,200 |
| 2030 | 120 | $24,000 | $31,500 |
These are year-end monthly run-rate illustrations, not actual annual cash-flow forecasts. Members completing payment during a year would ordinarily qualify only from their applicable eligibility date.
How Monthly Dividend Obligations Grow Over Time
A progressive structure, not an immediate full obligation.
The proposed project comprises 120 share packages: 60 packages of 300 sqm equivalent, 30 packages of 450 sqm equivalent, and 30 packages of 600 sqm equivalent. If all 120 members eventually complete their payments, the full projected monthly distribution requirement would be between $24,000 and $31,500. However, this amount would not ordinarily be required at the beginning of the programme.
Assuming members from each package category complete their payments in approximately the same proportions, the following scenario illustrates the progressive increase in monthly obligations.
| Year-end | Fully paid | Lower monthly target | Upper monthly target |
|---|---|---|---|
| 2027 | 36 | $7,200 | $9,450 |
| 2028 | 72 | $14,400 | $18,900 |
| 2029 | 96 | $19,200 | $25,200 |
| 2030 | 120 | $24,000 | $31,500 |
This progressive structure provides an opportunity for the project's income-generating operations to develop alongside the growth in eligible membership. These are year-end monthly run-rate illustrations, not actual annual cash-flow forecasts. Members completing payment during a year would ordinarily qualify only from their applicable eligibility date.
Supporting the First 36 Members
An illustration of why a progressive programme is more manageable.
Consider the project's anticipated position towards the end of 2027. Assume 36 members have completed their share payments and become eligible for distributions. The project's proposed monthly distribution requirement would be approximately $7,200–$9,450.
Now consider an accommodation operation with 16 rooms. If the rooms achieve 60% average occupancy at $100 per occupied night, the accommodation business could generate $28,800 in gross monthly revenue. After an illustrative 40% operating cost allowance, the accommodation operating surplus would be approximately $17,280.
This would exceed the upper target of $9,450 for the initial 36 eligible members by approximately $7,830, before additional project-level expenses, tax, reserves and other obligations. Livestock operations could potentially provide further income, while future approved event facilities may create additional opportunities once operational.
The example illustrates why a progressive distribution programme may be more manageable than assuming all members qualify from the beginning. However, the availability of an operating surplus does not automatically establish that the trust has legally distributable profits or sufficient unrestricted cash. The project would need to verify its actual financial results and financial commitments before authorising payments.
Accommodation Revenue Calculator
Adjust rooms, rates, occupancy and costs to see illustrative operating surplus versus distribution targets.
Accommodation Revenue Calculator
Illustrative gross revenue and operating surplus from short-stay rooms.
Surplus vs. distribution targets
Operating surplus is not necessarily legally distributable profit. It remains subject to project-level expenses, taxes, reserves and other financial commitments before any member distributions could be declared. Figures are illustrative only.
Managing Dividend Sustainability as Membership Grows
Balancing available income against eligible members.
The project's ability to support its proposed distributions will depend on the relationship between available operating income and the number of eligible members. As more members complete their payments, the amount required for distributions is expected to increase.
Vertical Village therefore intends to assess operating performance, expenditure, cash reserves and future financial commitments before determining monthly distributions. The project should maintain an appropriate financial buffer to accommodate seasonal revenue fluctuations, unexpected expenses, maintenance and other obligations.
For illustration, if all 120 members qualify and the project targets $24,000–$31,500 in monthly distributions, it would need at least that amount in legally distributable, available cash each month, in addition to funding all other commitments.
The project should not rely on anticipated land appreciation or unearned future venue revenue to meet current distributions. Land value growth is generally an unrealised capital gain until a transaction or other realisation event occurs. Likewise, instalment payments made by members represent investment contributions or contractual payments, not automatically operating profit available for distribution.
The intention is to fund genuine operating-income distributions from verified income and available surplus, rather than relying on new member contributions to finance existing member payouts.
The Greater Long-Term Opportunity: Capital Appreciation
Participation in the potential appreciation of strategically located land.
While monthly distributions may provide a financial benefit during the holding period, the principal long-term objective of Vertical Village is to participate in the potential appreciation of strategically located land. The property is situated in Bringelly, within the broader Western Sydney development region.
Major infrastructure initiatives in the surrounding region include Western Sydney International Airport, Bradfield City and associated transport, employment and urban development projects. These developments may influence future land demand and values.
For scenario modelling, Vertical Village may use illustrative annual capital growth assumptions of 6%, 8% and 10%. These percentages should not be interpreted as guaranteed returns or independently verified annual growth rates for the property. Actual capital appreciation will depend on market conditions, planning controls, infrastructure delivery, land characteristics, investment demand and other factors. Property values may increase more slowly than illustrated, remain unchanged or decline.
The project's investment strategy is to retain exposure to the underlying asset's potential long-term value while exploring lawful opportunities to generate income during the holding period.
Capital Appreciation Calculator
Project investment value, income distributions and combined gain over a holding period.
Capital Appreciation Calculator
Project investment value, income distributions and combined gain over a holding period.
Within the 300 sqm equivalent range ($150–$200/mo)
Illustrative only. Uses compound annual growth and excludes transaction costs, taxation and project liabilities. Genuine income distributions are not deducted from the capital gain. Actual investment returns may be substantially lower or negative, including possible loss of invested capital.
Future Land Lots and Council Approval
The longer-term vision for individual residential lots.
Vertical Village's longer-term vision includes the potential conversion of the underlying property into individually registered land lots. The project envisages future lot sizes corresponding broadly to the proposed 300 sqm, 450 sqm and 600 sqm equivalent share packages.
However, members are currently participating through interests established under the applicable project agreements and legal ownership structure. Purchasing a share package does not presently provide ownership of an individually registered residential lot.
The creation of future residential lots would require relevant rezoning, development assessment, subdivision consent, infrastructure arrangements, registration and other statutory approvals. There is no assurance that these approvals will be obtained, that the proposed lot sizes or quantities will be achieved, or that the land will ultimately be subdivided for residential purposes. The timing of any rezoning or subdivision outcome is also uncertain.
Regardless of whether these outcomes occur in the near or distant future, the property remains exposed to market forces affecting rural and development-potential land. The project aims to manage the underlying asset responsibly while pursuing lawful opportunities that may enhance its value.
Monthly Distributions and Final Return on Investment
Two separate components of member returns.
Vertical Village distinguishes between two potential components of member returns. The first is operating income distributed during the holding period. The second is the capital value realised when a member exits the investment.
Monthly distributions are intended to provide eligible fully paid members with a portion of available project income. Capital appreciation represents an increase in the value of the underlying investment interest over time. A member's final investment outcome should consider both components.
Total investment gain formula
Total investment gain = Net exit proceeds − Original investment cost + Cumulative income distributions received
This formula assumes the distributions are genuine income payments rather than advances against a future capital profit entitlement. If the project's legally approved arrangements instead treat certain monthly payments as advances against future profits, the final settlement calculation must reflect that contractual treatment. Members should not be charged twice for the same distributions or have returns counted twice. The final calculation will depend on the trust deed, membership agreement, actual exit proceeds, applicable costs, taxes and distribution records.
A Member Investing $190,000
How periodic income and capital appreciation may contribute separately.
Consider a member who purchases a 300 sqm equivalent share package for $190,000. Assume the member completes payment and subsequently receives an average monthly income distribution of $175. Over five years, the illustrative cumulative distributions would be: $175 × 60 months = $10,500.
Now assume the investment's market value appreciates by 8% annually, compounded over five years. The illustrative value after five years would be approximately $279,174. The resulting capital gain would be approximately $89,174.
| Component | Illustrative amount |
|---|---|
| Original investment | $190,000 |
| Investment value after five years | $279,174 |
| Capital gain | $89,174 |
| Income distributions received | $10,500 |
| Combined investment gain | $99,674 |
The example demonstrates how periodic income and capital appreciation may contribute separately to the member's overall return. It does not imply that an 8% growth rate will be achieved or that the member can necessarily exit at the illustrated valuation. Actual returns may be substantially different, including negative.
Illustrative Annual Capital Growth Scenarios
How different appreciation assumptions affect an initial $190,000 investment over five years.
| Assumed annual appreciation | Value after 5 years | Illustrative capital gain |
|---|---|---|
| 0% | $190,000 | $0 |
| 6% | $254,245 | $64,245 |
| 8% | $279,174 | $89,174 |
| 10% | $306,005 | $116,005 |
These calculations use annual compound growth and are for educational illustration only. They exclude transaction costs, taxation, financing, project liabilities and other potential adjustments. Actual investment values may fall below the original investment amount.
What Happens When Members Exit?
Exit depends on the governing documents and market conditions.
Following settlement, members may wish to exit the project at different stages. For example, a member may consider exiting one year, two years, five years or another period after settlement. Any exit must comply with the applicable trust deed, investment agreements, transfer restrictions and legal requirements.
The amount realised will depend on the market value of the relevant investment interest, the availability of a buyer or permitted redemption arrangement, transaction expenses and other applicable conditions. The project may use an independent valuation or another legally approved methodology when determining the value of an investment interest, where required under the governing documents.
The member's overall investment performance can then be assessed by considering the net proceeds received upon exit together with any distributions previously paid. An assumed 6%–10% annual appreciation rate may be used for illustrative calculations, but no particular growth rate, exit date, buyer or redemption amount is guaranteed.
Members should also recognise that interests in a collective landholding arrangement may be illiquid and difficult to sell.
What If a Member Completes Payment After Settlement?
Approximately 20% of members may complete payments during 2030.
The proposed payment schedule anticipates that approximately 20% of members may complete their payments during 2030, after the project's currently anticipated settlement date. These members would continue making their contractual payments in accordance with their applicable agreements.
They would not ordinarily qualify for the proposed fully paid member distribution programme until completing their payments and satisfying the relevant eligibility conditions. Any rights to distributions, transfers, future lot allocation or exit would remain subject to the governing documents.
The fact that the underlying property has settled does not automatically convert a partially paid member into a fully paid member or create an immediate entitlement to a registered individual land lot. The project intends to maintain clear records of each member's payments, eligibility and distributions.
Financial Management and Transparency
A transparent and financially responsible approach.
Vertical Village aims to establish a transparent and financially responsible approach to member distributions. Before declaring distributions, the project should review actual operating revenue, expenses, outstanding liabilities, cash reserves and future commitments. Income-generating activities should be accounted for separately so that their financial contribution can be identified and assessed.
The project should also maintain accurate records of:
- Members' total contributions and outstanding balances
- Dates of full payment and distribution eligibility
- Monthly distribution amounts declared and paid
- Operating revenue and expenses
- Financial reserves and project obligations
- Capital valuations and relevant exit transactions
A member's dashboard should provide access to their payment status, distribution history and relevant financial information, subject to the project's approved disclosure arrangements. This approach is intended to improve transparency and support informed member decision-making.
Frequently Asked Questions
Our Long-Term Commitment
Together We Buy Land. Together We Grow. Together We Benefit.
Vertical Village aims to combine collective land ownership with practical income-generation opportunities and responsible long-term asset management. The project's proposed monthly distribution programme is designed to recognise members who have completed their payments while allowing distribution commitments to increase progressively as membership eligibility grows.
The long-term investment objective remains participation in the potential appreciation of the underlying land, alongside the pursuit of future development opportunities where legally and commercially feasible.
Our focus is on developing productive income streams, maintaining financial discipline, communicating transparently with members and pursuing sustainable long-term outcomes.
Important Investment Disclosure
All revenue estimates, occupancy scenarios, monthly distribution ranges, payment-completion forecasts and capital growth projections are illustrative and subject to change.
The project does not guarantee monthly dividends, minimum investment returns, capital appreciation, rezoning, subdivision approval, individual lot ownership or exit liquidity.
The investment may involve financial, operational, property market, planning, regulatory and liquidity risks, including possible loss of invested capital.
Any distributions must comply with the applicable trust deed, investment agreements, legal obligations and available distributable income.
Members should review the relevant legal and financial documents and obtain independent legal, financial and taxation advice before making an investment decision.